WalletScout.com is not a lender and does not make loans, credit decisions, or underwriting decisions. WalletScout.com is a personal loan comparison and connection service that may help match you with lenders, lending partners, loan marketplaces, or other financial service providers based on the information you provide.
WalletScout.com is not an agent, representative, or broker of any lender or lending partner, and we do not endorse, recommend, or guarantee any lender, loan product, offer, rate, fee, term, approval, or outcome. We do not charge consumers a fee to use our service.
When you submit information through WalletScout.com, you authorize us to collect and share your information with our lending partners, marketplace partners, service providers, and other approved third parties in accordance with our Terms of Service and Privacy Policy. These partners may use your information to assess your eligibility, verify your identity, contact you, and present loan options or other financial products and services that may be available to you.
Submitting your information on WalletScout.com does not constitute a loan application with WalletScout.com and does not guarantee that you will receive any offers, be approved for credit, or qualify for any specific rate, fee, loan amount, repayment term, or product. Any offers, rates, fees, loan amounts, repayment terms, and conditions shown are estimates or preliminary offers only and are subject to change by the lender or lending partner without notice.
All loan approval decisions, rates, fees, terms, and funding decisions are made solely by the lender or lending partner. Your actual loan options may depend on factors including, but not limited to, your credit profile, income, employment status, debt obligations, requested loan amount, loan purpose, state of residence, applicable law, and the lender’s own eligibility and underwriting criteria.
Checking for loan options through WalletScout.com may involve a soft credit inquiry, which typically does not affect your credit score. However, if you choose to continue with a lender or lending partner, that provider may request additional information and may perform a hard credit inquiry, which could affect your credit score.
You are under no obligation to use WalletScout.com, proceed with any lender or lending partner, or accept any loan offer. Before accepting any loan or financial product, you should carefully review the lender’s final terms, conditions, disclosures, fees, repayment obligations, and privacy practices.
To help prevent fraud, identity theft, money laundering, and other unlawful activity, WalletScout.com, our service providers, lending partners, and approved third parties may verify and record information that identifies you, subject to applicable law.
Loan availability, amounts, rates, terms, and lender participation vary by state and by partner. Not all lenders or lending partners offer loans in all states, and not all consumers will qualify for the highest loan amounts or lowest rates advertised.
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